Travel seems to be getting increasingly expensive with every passing day. However, you can’t put a price on the memories you’re going to make while you’re backpacking through Europe, or hiking in the Alps, or getting some sun in the Bahamas. If you’ve been bitten by the travel bug, chances are, you’re probably planning your next big adventure right this moment. However, there are a few secrets to getting the most out of your vacation. And the key to that lies in your pocket, in the form of a small rectangle of plastic – your credit card.

There are definitely more than a few advantages when you finance your holiday with your credit card. For instance, it’s super-convenient. You can use it to book your hotel, your flight tickets, pay for essentials, and best of all, pay for most things in an exotic locale without fussing about with currency and foreign exchange. Better still, you can also boost your credit score by using your credit card abroad to pay for expenses.

Another reason why credit cards are often the preferred choice of payment for travellers is the safety of a credit card. Losing your cash on a trip abroad is any traveller’s worst nightmare, but with a credit card, if you lose one, you can immediately block it and in some cases, get a replacement within a few days.

The biggest draws for travellers, however, aren’t convenience and safety; it’s the rewards that come with a credit card. Rack up enough reward points on your credit card and you can score access to some pretty sweet deals, and even get yourself into a slick airport lounge while you’re on a layover.

If you don’t already have a credit card, applying for one is extremely simple and hassle-free. With countless banks offering credit cards, each with different benefits and rewards, all you have to do is identify which one is the best for you, and then apply for a credit card online. Credit cards come with a range of charges, each different from the next, and you can choose which one fits your spending requirements and budget, and choose. There are also a few premium cards which are specifically tailored to suit your needs, offering an unrivalled experience along with exclusive privileges.

So, what are you waiting for? Get yourself a credit card, pack those suitcases and jump onto a flight to the next exotic locale!